Managing finances can be a daunting task, but with the help of budgeting apps, it is now becoming easier for people to keep a tab on their finances. iOS offers a wide range of budgeting apps that aim to maintain a track of your expenses, set up a budget, and help you save. Here are some of the top free budgeting apps available for iOS that can be a lifesaver for people who are struggling to manage their finances.

Mint 💳

Mint is one of the most popular budgeting apps in the market. It is an all-in-one app that helps you track your expenses, manage your bills, create a budget, and even check your credit score. Mint also allows users to set up financial goals and track their progress. With its user-friendly interface and simple set-up process, Mint is an excellent choice for beginners who are new to budgeting.

A screenshot of Mint's interface showing the various options available on the home screen.

PocketGuard 📈

PocketGuard is an excellent choice for people who are looking for an app that can automatically track their expenses. The app connects to your bank account, credit card, and other financial accounts to track your expenditures. PocketGuard also helps users manage their bills, set up a budget, and monitor their savings. One of the unique features of PocketGuard is that it shows users how much money they have left after accounting for bills and expenses, called the “pocket balance.”

A screenshot of PocketGuard's monthly report page, showing a detailed summary of the user's expenses.

Personal Capital 💰

Personal Capital is a budgeting app that caters to people who want to track investments along with their expenses. It not only tracks your spending but also your investment accounts, including 401(k), IRA, and brokerage accounts. Personal Capital also offers users a range of financial tools, including net worth calculation, retirement planning, and investment planning. One of the unique features of Personal Capital is that it offers a free consultation with a financial advisor.

A screenshot of Personal Capital's dashboard showing the user's net worth and investment accounts.

Goodbudget 💵

Goodbudget is an app that follows the principles of envelope budgeting. Envelope budgeting is a budgeting technique that involves dividing cash into different categories to manage expenses. Goodbudget allows users to create virtual envelopes for different expenses categories such as groceries, rent, utilities, etc. It also provides users with spending reports and allows users to sync the budget across multiple devices.

A screenshot of Goodbudget's envelope budgeting system, showing different envelopes with their allocated budgets.

Spendee 📊

Spendee is a budgeting app that helps users track their expenses visually. It allows users to monitor their spending, set up a budget, and create spending categories. Spendee has an intuitive interface that displays expenses in simple graphs and charts and also allows users to add photos and receipts to purchases. Spendee also supports multiple currencies, making it ideal for users who travel frequently.

A screenshot of Spendee's dashboard, showing the user's expenses displayed in graphs and charts.

These are some of the top budgeting apps for iOS that can help you manage your finances. Choose the one that suits your needs and start saving today!

A stock image of a person holding a smartphone, representing the use of budgeting apps for managing finances.