Planning a trip can be exciting, but one thing that gives a lot of people heartburn is sorting out travel insurance. You never know what could go wrong when you’re away from home, and the costs of an emergency can be ruinous. But did you know you might already have amazing travel insurance perks just by booking your trip with a credit card? Let’s dive into the surprising benefits of using credit cards to book your next trip.

Earn Rewards 👑

One of the biggest perks of booking your trip with a credit card is the rewards you can earn. Depending on the card you use, you could earn miles, points, or cashback, which you can use for future travel or other purchases. If you’re a frequent traveler, using a credit card with excellent travel rewards can save you a lot of money in the long run.

🤑 Pro Tip: Compare different credit cards and their reward programs to find one that matches your travel lifestyle.

A person holding a handful of credit cards

Travel Insurance Coverage 💼

Another component that many credit cards offer is complimentary travel insurance coverage for accidents, trip cancellations, and other unforeseen events. Some of the incidents covered by travel insurance can include lost or delayed baggage, medical expenses abroad, accidents that result in permanent disability or death, and trip cancellations or interruptions. In some cases, the travel insurance offered by a credit card can extend to your traveling companions as well.

🌍 Pro Tip: Research the travel insurance benefits offered by your credit card to understand what is and isn’t covered in the policy before you go on your trip.

A person at an airport holding a suitcase

Rental Car Insurance 🚗

Are you renting a car on your trip? Most credit cards offer rental car insurance that can save you a ton of money in case of accidents or theft. Be sure to use the credit card to pay for the rental, decline the car rental company’s insurance, and check in advance what coverage your card offers. With rental car insurance, you can relax knowing that any damages you incur while renting the car are covered.

🚘 Pro Tip: Check what kind of rental car insurance you have with your credit card to ensure that you’re getting the best possible coverage for your trip.

A person driving a car on a scenic road

Trip Cancellation Insurance 🚨

Life can be unpredictable, and sometimes your travel plans need to change at the last minute. If this happens to you, and you need to cancel or interrupt your trip, the airline, hotel, tour operator, or other service providers may impose cancellation fees. However, some credit cards offer trip cancellation insurance that can reimburse you any prepaid expenses that are non-refundable. This could save you a lot of money if you need to cut your trip short or cancel it altogether.

📅 Pro Tip: Read the fine print of your credit card’s trip cancellation insurance policy to understand the conditions under which you can make a claim.

A person holding a passport with a disappointed expression

Conclusion

With credit card travel rewards and insurance benefits, you can enjoy your trip with peace of mind and save money on unexpected expenses. Be sure to research your credit card’s benefits and plan ahead for any incidents that might come up on your trip. Happy travels!

✈️🚗🧳🧭📅🌍🤑🚨

A person holding a suitcase with a happy expression